Loggerhead Insurance Reviews: Protecting Your Nest with Ease?

Getting homeowners insurance and dealing with claims should be straightforward and stress-free. Loggerhead Insurance, a Florida-based insurance provider, aims to simplify the insurance experience for homeowners. In this blog post, we’ll dive into Loggerhead Insurance to check its legitimacy.

Loggerhead Insurance Reviews

What is Loggerhead Insurance?

Loggerhead takes pride in offering personalized coverage to meet the unique needs of homeowners. They emphasize that your family isn’t just a statistic; they’re dedicated to providing reliable agent support and straightforward home protection. With a name inspired by the loggerhead sea turtle’s strength and longevity, it aims to be Florida’s premier coverage provider.

What are the Coverage Options?

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Loggerhead Insurance offers three primary coverage options:

  1. Essential Coverage: This includes full replacement cost for dwellings and other structures, actual cash value for contents, personal liability coverage, significant discounts for the roof settlement schedule, and a full suite of deductible options.
  2. Enhanced Coverage: In addition to essential coverage, Loggerhead Insurance offers increased coverage for contents, loss of use, personal liability, replacement cost for contents, water backup, animal liability, refrigerated property, and ordinances and laws.
  3. Elite Coverage: This comprehensive plan includes enhanced coverage, increased coverage limits, full roof replacement coverage, identity theft protection, trampoline liability, pool liability, and a significant deductible reduction for large losses.

Loggerhead Insurance Reviews: What Are Customers Saying?

When considering an insurance provider, one of the most valuable resources is customer feedback and reviews. However, in the case of Loggerhead, it seems that there are no customer reviews available.

Loggerhead Insurance, being a relatively new insurance provider with a focus on Florida homeowners, might not have garnered a substantial volume of reviews at this time. It’s not uncommon for newer companies to take some time before customers begin leaving feedback.

Pros and Cons



  • Simplified online claims process.
  • Transparent and fair claim handling.
  • Knowledgeable and responsive customer support.
  • Various coverage options are available to suit different needs.
  • Specialized firearm coverage with Loggerhead Shield


  • Limited geographic coverage (primarily focused on Florida).
  • There is limited information on their financial stability and history.
  • New Company
  • No Fee is Mentioned

Is Loggerhead Insurance Legit or a Scam?

Loggerhead Insurance appears to be a legitimate insurance provider with a focus on homeowners’ needs in Florida. While the lack of reviews can make it challenging to assess customer satisfaction, it’s essential to do your due diligence, read policy terms carefully, and verify their legitimacy through trusted sources before making a decision.

Final Verdict

Given the absence of customer reviews, potential customers may want to exercise caution and consider reaching out to the company directly for more information or consulting with an independent insurance agent who may have insights into their reputation and service quality.

Additionally, keeping an eye on future customer feedback as it becomes available can be a useful practice for those interested in their services. However, always conduct thorough research and consider your specific needs before choosing an insurance provider.

Frequently Asked Questions

Q: What is Loggerhead Insurance’s coverage area?

They primarily focus on providing coverage to homeowners in Florida.

Q: What is the Loggerhead Shield?

Loggerhead Shield is an added layer of protection for legally possessed firearms, covering damage caused by accidental discharge, acts of self-defense, and use while lost or stolen.

Q: How can I report a claim with Loggerhead?

You can report a claim with them by calling (855) 216-9428 or by using their online customer portal. They offer a straightforward claims process for homeowners.