Kennedy Funding Reviews: Everything We Know So Far

When it comes to securing bridge loans for your real estate ventures, choosing the right lender is crucial. One name that often comes up in this context is Kennedy Funding. In this article, we will delve into Kennedy Funding reviews to help you decide whether this lender is a trustworthy partner for your financial needs.

Kennedy Funding Reviews


Kennedy Funding has positioned itself as America’s trusted bridge loan lender. The company prides itself on its extensive experience, a commitment to understanding clients’ unique situations, and the ability to craft tailored funding solutions. Their speed in processing loans, from approval to closing in just a few days, sets them apart. With over $4 billion in closed loans, Kennedy Funding has built a solid reputation in the industry.


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  • Low Rates: Kennedy Funding offers low 6% rates for various property types, including multifamily, office, and retail.
  • Quick Closings: The company is known for its swift loan processing, making it an attractive option for those in need of fast financing.
  • Diverse Portfolio: It caters to various funding needs, including acquisition, construction, land, development, workouts, bankruptcies, and foreclosures.

How do I get a loan from Kennedy Funding?

  • Initial Inquiry: Start by reaching out to Kennedy Funding with details about your project.
  • Application: If your project aligns with their criteria, you’ll be asked to submit a formal loan application.
  • Due Diligence: Kennedy Funding conducts a thorough review and due diligence on your project.
  • Loan Proposal: After due diligence, you’ll receive a loan proposal outlining the terms and conditions.
  • Acceptance: If you accept the loan proposal, you’ll move forward with the loan process.
  • Commitment: The commitment stage involves finalizing the loan terms and conditions.
  • Closing: Kennedy Funding is known for its quick closing process, and once all requirements are met, the loan will be closed.
  • Loan Servicing: After closing, you’ll enter the loan servicing phase, where you’ll make regular payments as per the agreed terms.

Kennedy Funding ReviewsWhat Are Customers Saying?

The website has a good trust score on various websites. To gauge Kennedy Funding’s reputation, let’s take a look at what both past clients and industry experts have to say:

Positive Reviews

Working with Kennedy has been a fantastic experience. They’ve gone above and beyond to offer financing solutions that were otherwise unavailable from other lenders. We eagerly anticipate maintaining our strong partnership with Kennedy Funding! By Parker

Having collaborated with Kennedy for five years, I can confidently say they are the ultimate solution for securing a fast and dependable loan. I highly recommend partnering with them; don’t hesitate if you seek both speed and reliability—they’re the best choice! By Joao

Having been acquainted with Kennedy Funding for more than four years, I’ve witnessed the successful closure of over 10 loans firsthand. I must say, I’ve been thoroughly impressed by their determination and expertise in getting deals across the finish line. By Jess

Negative Reviews

I’m at a loss for words regarding the extensive documentation required by this lender. I’ve invested approximately $100k in my efforts to secure this loan, yet as of mid-April 2023, Kennedy Funding is still requesting additional information. By Siki

It appears that these individuals are operating deceptively. What exactly is their motive? They extract money from you in exchange for a commitment letter, which is an uncommon practice in the industry. To make matters worse, the commitment they provide is conditional, and they demand a substantial non-refundable fee. By Max

A strong word of caution is warranted here. It is highly advisable to steer clear of companies like Kennedy and Silver Arch. They do not have a good reputation for collaboration, and there is a high probability that you will forfeit your “commitment fee.” Alarmingly, numerous individuals approach me weekly with tales of being exploited by these firms. By Daniel

Pros and Cons



  • Wide Experience History
  • Speedy Loan Processing
  • Tailored Funding Solutions


  • Upfront Fees
  • Mixed Reviews

Is Kennedy Funding Legit or a Scam?

Based on the reviews and the company’s history, Kennedy appears to be a legitimate bridge loan lender. However, the mixed reviews, especially related to upfront fees, suggest that borrowers should exercise caution and thoroughly review the terms and conditions before engaging with the company.


Choosing a bridge loan lender is a significant decision in your real estate endeavors. Kennedy Funding has a substantial track record and offers some attractive features, but it’s essential to weigh the pros and cons and carefully consider the terms before proceeding. Additionally, consulting with a financial advisor or broker can provide valuable insights to make an informed choice.

Frequently Asked Questions

Q: What types of loans do they offer?

They provide various types of loans, including commercial bridge loans for acquisition, construction, land, development, workouts, bankruptcies, and foreclosures.

Q: Are upfront fees required by the company a cause for concern?

Upfront fees are common in the lending industry, but borrowers should thoroughly understand the terms and conditions associated with these fees before proceeding. The upfront fees for this company can vary depending on the specific loan scenario and the size of the loan. 

Q: Is Kennedy known for quick loan processing?

Kennedy Funding’s speedy loan processing often closes loans from approval to closing in just a few days.