Vivaloan Reviews: Is It A Reliable Company?


Are you facing financial issues? Do you feel difficulty paying electricity and medical bills this month? Then personal loans can be very helpful. It helps you tackle such problems efficiently. One such company, Vivaloan, also provides personal loans. This is an online platform ready to help you in need.

Vivaloan is an online company that readily provides you with loans. According to the payback dates, the loan amount is good and can be paid back when you feel like it. There is no such burden on them. However, the main concern is its reliability. Thus, we bring you vivaloan reviews to find out if they are trustworthy. Don’t Miss: Loyal Lending Reviews

Let us have a look at the details of this website. We would also go through the specifications and reviews from others.

About Vivaloan 

Vivaloan Reviews

Vivaloan aims to make your financial dreams come true. They provide you with a new vision to make the impossible, possible and create a new road to success. You can avail of a good range of loans. They are working to connect you with the perfect lender. See Also: Coffee Break Loans Reviews

It provides you with fast yet secure loans to enhance your lifestyle and solve all your problems. Following a simple procedure, you can obtain it in less than five minutes. This company does not provide loans on its own. Rather, it connects you with the available lenders who will give you money. 

Vivaloan does not even give any reviews or advice about the lenders. You need to be sufficiently educated to understand the terms and conditions. You can agree if you like the conditions and they suit you.

Uses of a Personal Loan

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You may need a loan for various purposes. A few of them may include the following.

Debt Consolidation

You can pay off your loan or pending credit card payments through these loans. Don’t Forget: Nationstar Mortgage Reviews

Major Purchases

You can use these loans to buy any automobile or other electric appliances required at home.

Medical Expenses

These loans help you cover any unexpected medical expenses. 

Home Improvement

You can use this money to remodel or renovate your house for protection.


With this money, you can plan trips and vacations and slowly pay them back.

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How does Vivaloan work?

Vivaloan Reviews1

Vivaloan company offers you loans in very simple steps. Here is the easy procedure you need to go through. 

  1. You will visit the official website and request a loan.
  2. Then, you must fill out all the personal information required in the form. It will take less than five minutes.
  3. The company will connect you to the respective lenders. 
  4. They will offer you the terms and conditions. You must choose wisely the one with the easiest conditions. 
  5. The money is deposited in your account as soon as you sign the contract. 
  6. You will repay the money in installments according to the signed form. 

Loan amount at Vivaloan 

They offer a good range of loan amounts. You can get it for $100 to $1500. The amount can be between this range.

Repayment time at Vivaloan

You will repay the lender within the months as decided in the signed form. It may usually take up to 60 months. However, if you miss an installment, talk to the lender and make things positive.

Features of Vivaloan

Let us look at the main features of this loan company. The exquisite features that make this company unique are:

  • The five-minute process.
  • It is a safe and secure procedure.
  • It welcomes all types of credit.

Vivaloan: Comparison with others

Let us compare it with other sites.

 Lender Best for Terms of the Loan Minimum Credit
 CAN Capital Short Term 3-24 months 550
 OnDeck Capital Short Term 3-24 months 625
 Vivaloan Short Term Up to 60 months No need.

Although Bright Lending has no credit, its payback periods are much shorter than others.

Customer Reviews: Are they satisfied?

Vivaloan Reviews legit or scam

The official website has no reviews from users. We even checked Trust Pilot and YouTube but in vain. It is a pretty old website that has been operating since 2006. It is pretty suspicious that no one ever commented about it all these years.

Pros and Cons



  • It provides fast fund transfers.
  • The eligibility criteria are also flexible.
  • You can avail yourself of its services 24/7.
  • The loan amount is good.


  • There are no reviews from users.
  • It is only available online.

Final Verdict

We provide our readers with vivaloan reviews to find a good loan source. They are offering a good range of amounts. You can pay them back in installments over more than a year. There is more than one lender from which you can choose. The company looks legit and has been operating since 2006. However, there is not a single comment by any user. Thus, there might be a risk, but overall, it seems like the best option.